Latest news from Credit Unions of Wales

When money is short, a quick cash offer can feel like a lifeline. But borrowing from an illegal lender, often called a loan shark, can make things much worse. The need for safe support is clear. MaPS MoneyView Wales 2025 found that 13% of adults in Wales show strong indications of needing debt advice, with […]

The cost of living has made money feel tighter for many households. When prices rise faster than wages or benefits, even careful budgeting can feel difficult. MaPS MoneyView Wales 2025 found that 57% of adults in Wales struggle to keep up, are falling behind, or have fallen behind with their commitments. It also found that […]

When debt feels overwhelming, an Individual Voluntary Arrangement, or IVA, can sound like a solution. It may be right for some people, but it is not right for everyone. Before you agree to anything, it is important to get free and independent debt advice. MaPS MoneyView Wales 2025 found that 13% of adults in Wales […]

An emergency fund is money you keep aside for things you did not plan for. It could be a broken washing machine, a higher energy bill, a car repair, or a few days when your income changes. For many people in Wales, unexpected costs are a real worry. MaPS MoneyView Wales 2025 found that 54% […]

Saving can feel difficult when everyday costs keep changing. Food, fuel, rent, childcare and bills can all take priority. But saving does not have to mean putting away large amounts. A small, regular habit can still make a big difference. MaPS MoneyView Wales 2025 found that 51% of adults in Wales do not save regularly. […]

New Year, New You A new year is a good time to pause and think about your finances. You may hear the term financial wellbeing, but it simply means feeling in control of your money and confident about your day to day finances. At Credit Unions of Wales, we believe good financial health helps you […]

Christmas is an enjoyable time of year, but it can also become expensive, especially with the ongoing cost of living pressures. Recent research shows that many adults in Great Britain are still concerned about how much they will need to spend during the festive period. Even though most people look forward to Christmas, a large […]

Why Credit Unions matter when it comes to managing your money.

Credit Unions of Wales give their simple guide on why saving money is important.

At Credit Unions of Wales, we believe your financial health is key to a happier, more secure life. That’s why we’re here to explain what it’s all about and share tips to help you take control of your finances.

Christmas can be an expensive time, especially with the ongoing cost of living crisis. Here at Credit Unions of Wales we are sharing our tips on managing finances around the festive period.