Summer Holiday Planning on a Budget

Whether you are planning to stay in the UK or jet off abroad this summer, British holidaymakers will make millions of trips in the coming months and receive poor currency deals, get caught out by car hire cons and travel without insurance.

So remember to carefully plan your holiday and get the best possible deals for your pocket too.

The fantastic weather we are enjoying is a reminder that the holiday season is well and truly here.

If you’ve yet to book, first of all set your budget, then keep a cool head, because with enough effort, you will find what you want.

To get the best deal, it’s tempting to go online, but be careful as a study of 2,000 adults who regularly scan the internet found 43 per cent made errors due to rushing and more than a quarter felt pressure to secure a deal.

Once you find a holiday, make sure that the travel firm is ATOL accredited, because it if ceases trading, customers will not get stranded abroad or lose money.

Paying with a credit card also gives you valuable legal protection if the company you’re buying from goes bust, although sometimes this may attract a surcharge.

If you’re going abroad, then travel insurance is a must and the easiest way to find a good deal is to go to the comparison websites.

Buying foreign currency from bureaux de change may not give you a good deal.

Travel insurance is another cost. A European Health Insurance Card gives you state-provided healthcare at the same cost as local residents – which in many cases will be free.

But to cover holiday cancellation expenses, theft or loss of belongings, expensive medical treatment and repatriation to the UK, additional travel insurance needs to be purchased.

You can check travel insurance premiums by visiting comparison websites.
If you’re using your telephone abroad then find out what additional charges apply and look out for the money-saving European ‘roam like at home’ deals.

Hiring a car overseas can cause a financial headache as a result of costly insurance, so its always best to compare prices online.

Excess insurance eliminates the cost you would have to pay in the event of an accident or theft but it could be as much as £1,000.

Take photos of the hire car before you drive away and make a note of any visible damage.

Leave plenty of time for passport renewals and visa applications. It costs £82.50 to apply for, renew or replace a standard UK passport online.
The fee rises if you complete a paper application.

But you can save by uploading a photo from your phone rather than using expensive photo booths and you make the application online rather than the Post Office service.

We’ve had some great weather this year. So why not stay in the UK?

There are plenty of ways to save on train fares such as using Railcards, two-for-one deals, and booking off-peak journey time.

Don’t assume a return ticket is cheaper and remember to add some first-class treatment for as little as £5 each when travelling on the weekend or a Bank Holiday.

Camping or the more luxurious glamping could be for you. Youth hostels have reinvented themselves too – with shepherd huts and historic buildings.

Whatever your holiday plans – make sure you enjoy yourself – but plan it in advance and compare those costs!

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