Credit Union volunteer wins national award

Susan Higgs from New Tredegar has received a national title in the Credit Union of Wales Awards.

Susan from Phillipstown was judged Volunteer of the Year following a nomination by Smart Money Cymru Credit Union.

She received her award from BBC broadcaster Jennifer Jones at the prestigious event in Cardiff Bay.

Susan said: “This is such a wonderful surprise and I am very grateful to Smart Money Cymru for nominating me for such a prestigious award. It means more than anyone can imagine.”

Susan has been a volunteer with the credit union for 14 years and was one of the main founders for opening Phillipstown Community Service point for the benefit of local residents.

Along with her late friend Elaine Moore, she contacted the credit union to discuss how they could bring it into their neighborhood due to problems of illegal money lenders operating in an area of deprivation.

 Susan and Elaine were passionate about their community and helping families move to an ethical and safe borrowing platform taking them away from high interest and illegal lenders, plus encouraging regular savings.  

 Andrina Davies, General Manager of Smart Money Cymru Credit Union added: “The passion and drive both ladies showed over the years in promoting the service point throughout the community enabled us to develop other volunteers and service points using this blueprint.

“Unfortunately Elaine has now passed away but the legacy is still living on with Susan, who continues their story in the community and still heads up the service point weekly at the community house.”

Susan was one of eight award winners at The Pierhead which also welcomed Jane Hutt AM, Patron of the Credit Unions of Wales who is spearheading a campaign for Welsh people to take a stand against high cost credit providers.

It comes following an announcement that people in Wales are more susceptible to over-indebtedness than any other country in the UK, with 440,000 at risk of being unable to keep up with credit repayments.

According to the study by the Money Advice Service, more than one in six people in Wales are at risk of being unable to keep up with credit repayments

Michael Sheen, actor and founder of the End High Cost Credit Alliance said: “As a Patron of Credit Unions of Wales it’s an honour to support the awards in raising the profile





Wrth ymuno efo undeb credyd mae’ch cynilion yn ddiogel, ac yn gwarantu hyd at £85,000. Maent hefyd yn elwa ar y gymuned ehangach oherwydd eu bod yn cael eu defnyddio i wneud benthyciadau ar gael i aelodau eraill. #credydigymru

Have you stuck to your #NewYearsResolution? More than three quarters of our financial resolutions have failed miserably. Why is it that cash commitments rarely work out? #credit2wales #credydigymru

Great tobe at @NewportCredit AGM this eve. This yr celebrates 20yrs of Newport Credit Union, which in that time has grown threefold thanks to staff, volunteers #payrollpartners + members. @JBryantWales @ruthjoneswales @LeaderNewport @Mark_Whitcutt @NewportCouncil @CredUnionsWales

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