Well, there are quite a few reasons!

With us, you’re at the front of the queue. Unlike with the banks, there are no third-party shareholders demanding profits before customer benefits.
 
Our financial products are transparent and put the customer – not the profits – first. So, we only charge interest on the reducing balance of loans (not the whole initial amount), have no hidden costs like set-up fees, administrative charges or early repayment charges, and many of us offer free insurance on savings and loans up to £5,000.
 
Your money stays local, benefiting the wider community.
 
Our financial products, loan interest rates and dividends on savings can be very competitive and vary from credit union to credit union. It’s best to take a look at your local credit union – or fill in our Contact Us form and they'll get in touch.